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Farmers understands that in life, as in Car insurance, foresight and awareness are everything.  So when it comes to protecting what you care about most, "one-size fits all coverage" just doesn't cut it!

That's why Farmers Auto insurance gives you incredible coverage options to help you spot coverage gaps and cover other unexpected costs.

Consider additional protective options like:

  • No Fault, No Foul

    Accidents happen, that's why you have insurance. And Farmers knows that accidents aren't always your fault. That's why with this option, your rate remains unchanged when you're not at fault.

  • Small Claim Forgiveness

    With this option, your rates will never go up because of a fender bender or other small accident (with damages under $1,000) even if it's your fault.

  • Incident Forgiveness

    Get a speeding ticket? Pretty frustrated? We understand these things happen! So with this added option, Farmers won't increase your rates for getting a citation, as long as no claim is filed.*

  • Comprehensive Claims Forgiveness

    If someone steals your car, or hail puts some golf-ball sized dents in the hood, don't worry if you have this optional coverage, because Farmers won't increase your rate.

Businee Insurance Tacoma

It's in the news. You hear more and more about massive jury awards that result in a business' financial ruin. Most business owners never expect to encounter a loss that exceeds the limits of the coverage they have to manage accidents, mistakes and injuries—also known as liability insurance—but unfortunately in today's business environment, it happens too often.

A large loss could impact the business success you've worked so hard to achieve and destroy your hopes for a bright future.  Farmers Umbrella Coverage can help you protect the assets you have today by providing added coverage where you need it most. Connect with a Farmers insurance agent who can help you build a tailored insurance solution that meets the specific needs of your business.


Farmers free built-in benefits go beyond standard home coverage

Smart homeowners deserve smarter protection. That’s why Farmers includes our benefits package in every Homeowners insurance Tacoma policy, giving you the extensive coverage you need without the added costs.

Farmers Smart Homeowners Policy goes beyond other’s basic coverage with:

  • Claim Forgiveness

    Bad things happen, even to good homeowners. That’s why Farmers waives the surcharge for a home claim if you go 6 or more years without filing one.

  • Weather Related Claim Forgiveness

    If hail damages your siding, strong winds crack a window, or heavy snow breaks through the roof, you shouldn’t be on the hook! So Farmers won’t raise your rates or charge you for a weather-related claim.

  • Cosmetic Damage Coverage

    Your home just went through a real rough time. There’s some functional damage, and right now it looks the worse for wear. Well Farmers will cover any reasonable cosmetic damages to your home when you file a claim for the functional damages.*

Customize your Home Insurance policy with Plenty of Coverage Options

Farmers knows that when it comes to your home, bare bones, “one-size fits all” coverage just won’t cut it. You need insurance you can count on, and coverage you can make your own. After all, every house isn’t the same…so why should every homeowner’s policy be?

That’s why Farmers offers a variety of smart coverage options, to let you build your homeowners policy your way. So when the unexpected happens, you know that your insurance will be there working for you, exactly the way you need it, to make things right again. Call us today for Auto Insurance Tacoma rates as well.

See all of our Homeowners coverage options.

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Farmers Registered Agents are registered with and securities are offered through Farmers Financial Solutions, LLC (In NY: Farmers Financial Solutions and Insurance Agency), 30801 Agoura Rd. Bldg. 1 Agoura Hills, CA 91301. Member FINRA & SIPC. Farmers Registered Agents may only offer products in states where they are currently licensed and/or registered. Not all products are available in all states. Farmers Financial Solutions, LLC and Farmers Registered Agents are not tax or legal advisors. Consult your tax or legal advisor regarding your personal situation.